$14,000 a Year is How Much an Hour? (Before and After Taxes)


Workspace with computer, keyboard, and mouse for person to make $14,000 a year.

You found out you will make $14,000 a year from the new job or raise you’re getting. But $14,000 a year is how much an hour?

Below you will find how much $14,000 is hourly, daily, weekly, biweekly, monthly, and even after taxes. There’s also an example budget you can use when making $14,000 a year.

To figure out how much $14,000 a year is as an hourly wage, divide $14,000 by 40 hours and 52 weeks. So if you were to work full-time, 40 hours a week, making $14,000 a year, you would earn $6.73 an hour.

Table of Contents

Comparison Table of $14,000 a Year (Before & After Taxes)

Here is a comparison table of the pretax and after-tax income of $14,000 a year:

$14,000 a YearPretax IncomeAfter-Tax Income
Yearly (52 Weeks)$14,000$10,500
Monthly (160 Hours)$1,076.92$807.69
Biweekly (80 Hours)$538.46$403.85
Weekly (40 Hours)$269.23$201.92
Daily (8 Hours)$53.85$40.38
Hourly (1 Hour)$6.73$5.05

$14,000 a Year is How Much an Hour?

If you make $14,000 a year, your hourly wage would be $6.73. This is calculated by dividing the $14,000 yearly salary by 2,080 total annual hours worked.

There are 52 weeks in the year, and if you work a full-time job, you will typically work 40 hours a week on average. So when you multiply these two numbers together (40 hours and 52 weeks), you will get an answer of 2,080 total annual hours.

Now you can take your yearly salary of $14,000 and divide it by 2,080 annual hours worked to get your hourly wage.

If you decide to take some time off work to, for example, go on a vacation, your total annual hours worked would be reduced. This may result in the hourly wage ($6.73) changing slightly.

Find Out: $13,000 a Year

$14,000 a Year is How Much an Hour After Taxes?

If you make $14,000 a year, you would take home $5.05 an hour after taxes. Your pre-tax hourly wage was $6.73. But after paying 25% in taxes, your after-tax hourly wage would be $5.05 a year.

The amount you pay in taxes depends on many different factors. But assuming a 25% to 30% tax rate is reasonable.

That means about a third to a fourth of your income will go to taxes at $14,000 a year. There are ways to minimize how much you pay in taxes. However, for the average person, assuming this amount as a tax rate can be expected.

14,000 Dollars a Year is How Much After Taxes?

Anyone making $14,000 a year will have an after-tax income of $10,500. This number is calculated by assuming you will pay around 25% of your income towards taxes.

When you’re earning 14,000 dollars annually, it is always a good idea to know your after-tax annual income and hourly wage.

That said, your estimated after-tax salary is $10,500, meaning a portion of your gross income will go towards taxes.

It’s important that you file your taxes correctly every year. This way, you don’t pay more than you have to.

If you don’t like to worry about whether or not you paid the correct amount in taxes on a 14,000 dollar salary, then you need to use TurboTax.

They have a maximum refund and 100% accuracy guarantee. So when you use TurboTax, you can rest assured your taxes will be filed correctly no matter your income.

$14,000 a Year is How Much a Month?

If you make $14,000 a year, you will make $1,076.92 a month before taxes, assuming you are working full-time. Each month after taxes, you will make approximately $807.69.

A full-time worker or employee works at least 40 hours a week. If you work either more or fewer hours, this amount will vary slightly.

For this calculation, we will use 160 hours (40 hours multiplied by 4 weeks in a month) to calculate the monthly income of $1,076.92.

Sometimes, if you work more than 40 hours a week, you might be eligible for overtime pay. Overtime pay is 1.5 times what you usually make. So you could end up making more than just $6.73 an hour.

Learn More: $12,000 a Year

$14,000 a Year is How Much Biweekly?

$14,000 a year is $538.46 biweekly before taxes and approximately $403.85 after taxes. Paying a tax rate of 25% and working full-time at 40 hours a week, you would earn $403.85 after taxes.

To calculate how much you make biweekly before taxes, you would multiply the hourly wage for $14,000 a year, $6.73 by 80 hours to get $538.46.

Most employers send out paychecks every two weeks. So you may hear people refer to their biweekly pay as their paycheck. That said, you could technically say you make $538.46 each paycheck before taxes and $403.85 after taxes.

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$14,000 a Year is How Much a Week?

If you make $14,000 a year, you will get paid $269.23 a week. This amount is calculated by assuming you work full-time for all four weeks of the month. If you multiply 40 hours by $6.73 an hour, you get $269.23, your weekly income.

See: $11,000 a Year

14,000 Dollars a Year is How Much a Day?

$14,000 a year is $53.85 per day before taxes. The standard workday is 8 hours. So by multiplying 8 hours by $6.73 an hour, you would earn $53.85 every day. After taxes, you would earn $40.38 a day.

Tools You Need to Live on $14,000 a Year

So you’re earning $14,000 a year but want to make the most of that money. Here are the best tools you need to start using when living on this amount of income.

See Also  $18 an Hour is How Much a Year? (Before and After Taxes)

CIT Bank

Now that virtually everything is done online so is banking. CIT Bank consistently ranks high as one of the most reliable and trustworthy banks.

When you open up a checking or savings account with them, you do not need to worry about any annoying fees. Start building your savings up the right way with CIT Bank.

TurboTax

Taxes can be quite complicated but they don’t have to be. This is especially true if your annual income is $14,000. TurboTax makes filing your taxes simple with their 100% accuracy and maximum refund guarantee.

Survey Junkie

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FreshBooks

If you’re making $14,000 a year and are a sole proprietor, business owner, or freelancer, you need to start using FreshBooks. They are an affordable accounting and invoicing software that makes sending invoices and tracking expenses simple.

They are perfect whether you’re a beginner or expert in your field and even offer a free trial. So what are you waiting for? Start saving time using FreshBooks today.

How To Budget $14,000 a Year

Creating a monthly budget for how much you need to spend, save, and invest is not as difficult as it seems. First, you will need to find your after-tax income. This is otherwise known as your take-home pay. Your take-home pay for $14,000 a year or $6.73 an hour is approximately $807.69 a month.

You then will need to split that $807.69 after-tax income into different categories. These categories represent your expenses, savings, and investments. If you make $14,000 a year, this is an example of what your monthly budget can look like:

CategoryBudget AmountPercentage
Housing$242.3130%
Saving and Investing$121.1515%
Insurance$121.1515%
Food$80.7710%
Transportation$80.7710%
Entertainment and Recreation$80.7710%
Personal Expenses$40.385%
Utilities$40.385%
Total$807.69100%

Is $14,000 a Year a Good Salary?

A $14,000 salary is considerably lower than the average salary in the United States. In America, the average annual salary is $53,490.

So if you make $14,000 a year, you are making $39,490 less than the average U.S. salary.

Look: $10,000 a Year

$14,000 a Year Salary After Taxes in 2022 (By State)

Here is your estimated $14,000 a year salary after taxes in 2022 for each state. Your after-tax income will change based on state taxes.

Alabama ( $12,331 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 3.23% ) – $452

FICA ( 7.65% ) – $1,071

Total Alabama Income Taxes ( 11.92% ) – $1,669

Annual Take-Home Pay in Alabama ( 88.08% ) – $12,331

Alaska ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Alaska Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Alaska ( 91.31% ) – $12,783

Arizona ( $12,746 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.27% ) – $38

FICA ( 7.65% ) – $1,071

Total Arizona Income Taxes ( 8.96% ) – $1,254

Annual Take-Home Pay in Arizona ( 91.04% ) – $12,746

Arkansas ( $12,615 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.20% ) – $168

FICA ( 7.65% ) – $1,071

Total Arkansas Income Taxes ( 9.89% ) – $1,385

Annual Take-Home Pay in Arkansas ( 90.11% ) – $12,615

California ( $12,691 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.66% ) – $92

FICA ( 7.65% ) – $1,071

Total California Income Taxes ( 9.35% ) – $1,309

Annual Take-Home Pay in California ( 90.65% ) – $12,691

Colorado ( $12,717 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.47% ) – $66

FICA ( 7.65% ) – $1,071

Total Colorado Income Taxes ( 9.16% ) – $1,283

Annual Take-Home Pay in Colorado ( 90.84% ) – $12,717

Connecticut ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Connecticut Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Connecticut ( 91.31% ) – $12,783

Delaware ( $12,486 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 2.12% ) – $297

FICA ( 7.65% ) – $1,071

Total Delaware Income Taxes ( 10.81% ) – $1,514

Annual Take-Home Pay in Delaware ( 89.19% ) – $12,486

Florida ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Florida Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Florida ( 91.31% ) – $12,783

Georgia ( $12,568 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.54% ) – $215

FICA ( 7.65% ) – $1,071

Total Georgia Income Taxes ( 10.23% ) – $1,432

Annual Take-Home Pay in Georgia ( 89.77% ) – $12,568

Hawaii ( $12,341 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 3.16% ) – $442

FICA ( 7.65% ) – $1,071

Total Hawaii Income Taxes ( 11.85% ) – $1,659

Annual Take-Home Pay in Hawaii ( 88.15% ) – $12,341

Idaho ( $12,769 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.10% ) – $15

FICA ( 7.65% ) – $1,071

Total Idaho Income Taxes ( 8.79% ) – $1,231

Annual Take-Home Pay in Idaho ( 91.21% ) – $12,769

Illinois ( $12,208 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 4.11% ) – $575

FICA ( 7.65% ) – $1,071

Total Illinois Income Taxes ( 12.80% ) – $1,792

Annual Take-Home Pay in Illinois ( 87.20% ) – $12,208

Indiana ( $12,364 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 3.00% ) – $420

FICA ( 7.65% ) – $1,071

Total Indiana Income Taxes ( 11.69% ) – $1,637

Annual Take-Home Pay in Indiana ( 88.31% ) – $12,364

Iowa ( $12,485 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 2.13% ) – $298

FICA ( 7.65% ) – $1,071

Total Iowa Income Taxes ( 10.82% ) – $1,515

Annual Take-Home Pay in Iowa ( 89.18% ) – $12,485

Kansas ( $12,512 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.94% ) – $271

FICA ( 7.65% ) – $1,071

Total Kansas Income Taxes ( 10.63% ) – $1,488

Annual Take-Home Pay in Kansas ( 89.37% ) – $12,512

More About Salaries: $15,000 a Year

Kentucky ( $12,218 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 4.04% ) – $566

FICA ( 7.65% ) – $1,071

Total Kentucky Income Taxes ( 12.73% ) – $1,782

Annual Take-Home Pay in Kentucky ( 87.27% ) – $12,218

Louisiana ( $12,617 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.19% ) – $167

FICA ( 7.65% ) – $1,071

Total Louisiana Income Taxes ( 9.88% ) – $1,383

Annual Take-Home Pay in Louisiana ( 90.12% ) – $12,617

Maine ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Maine Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Maine ( 91.31% ) – $12,783

Maryland ( $12,571 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.52% ) – $213

FICA ( 7.65% ) – $1,071

Total Maryland Income Taxes ( 10.21% ) – $1,429

Annual Take-Home Pay in Maryland ( 89.79% ) – $12,571

Massachusetts ( $12,303 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 3.43% ) – $480

FICA ( 7.65% ) – $1,071

See Also  $125 an Hour is How Much a Year? (Before and After Taxes)

Total Massachusetts Income Taxes ( 12.12% ) – $1,697

Annual Take-Home Pay in Massachusetts ( 87.88% ) – $12,303

Michigan ( $12,397 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 2.76% ) – $387

FICA ( 7.65% ) – $1,071

Total Michigan Income Taxes ( 11.45% ) – $1,603

Annual Take-Home Pay in Michigan ( 88.55% ) – $12,397

Minnesota ( $12,704 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.56% ) – $79

FICA ( 7.65% ) – $1,071

Total Minnesota Income Taxes ( 9.25% ) – $1,296

Annual Take-Home Pay in Minnesota ( 90.75% ) – $12,704

Mississippi ( $12,695 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.63% ) – $88

FICA ( 7.65% ) – $1,071

Total Mississippi Income Taxes ( 9.32% ) – $1,305

Annual Take-Home Pay in Mississippi ( 90.68% ) – $12,695

Missouri ( $12,764 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.14% ) – $20

FICA ( 7.65% ) – $1,071

Total Missouri Income Taxes ( 8.83% ) – $1,236

Annual Take-Home Pay in Missouri ( 91.17% ) – $12,764

Montana ( $12,614 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.21% ) – $169

FICA ( 7.65% ) – $1,071

Total Montana Income Taxes ( 9.90% ) – $1,386

Annual Take-Home Pay in Montana ( 90.10% ) – $12,614

Nebraska ( $12,577 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.47% ) – $206

FICA ( 7.65% ) – $1,071

Total Nebraska Income Taxes ( 10.16% ) – $1,423

Annual Take-Home Pay in Nebraska ( 89.84% ) – $12,577

Nevada ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Nevada Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Nevada ( 91.31% ) – $12,783

New Hampshire ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total New Hampshire Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in New Hampshire ( 91.31% ) – $12,783

New Jersey ( $12,601 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.30% ) – $182

FICA ( 7.65% ) – $1,071

Total New Jersey Income Taxes ( 9.99% ) – $1,399

Annual Take-Home Pay in New Jersey ( 90.01% ) – $12,601

New Mexico ( $12,759 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.18% ) – $25

FICA ( 7.65% ) – $1,071

Total New Mexico Income Taxes ( 8.87% ) – $1,241

Annual Take-Home Pay in New Mexico ( 91.13% ) – $12,759

New York ( $12,543 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.71% ) – $240

FICA ( 7.65% ) – $1,071

Total New York Income Taxes ( 10.40% ) – $1,457

Annual Take-Home Pay in New York ( 89.60% ) – $12,543

Check Out This Annual Salary: $16,000 a Year

North Carolina ( $12,613 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.22% ) – $171

FICA ( 7.65% ) – $1,071

Total North Carolina Income Taxes ( 9.91% ) – $1,387

Annual Take-Home Pay in North Carolina ( 90.09% ) – $12,613

North Dakota ( $12,767 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.11% ) – $16

FICA ( 7.65% ) – $1,071

Total North Dakota Income Taxes ( 8.80% ) – $1,233

Annual Take-Home Pay in North Dakota ( 91.20% ) – $12,767

Ohio ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Ohio Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Ohio ( 91.31% ) – $12,783

Oklahoma ( $12,634 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 1.07% ) – $150

FICA ( 7.65% ) – $1,071

Total Oklahoma Income Taxes ( 9.76% ) – $1,366

Annual Take-Home Pay in Oklahoma ( 90.24% ) – $12,634

Oregon ( $12,053 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 5.22% ) – $731

FICA ( 7.65% ) – $1,071

Total Oregon Income Taxes ( 13.91% ) – $1,947

Annual Take-Home Pay in Oregon ( 86.09% ) – $12,053

Pennsylvania ( $12,354 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 3.07% ) – $430

FICA ( 7.65% ) – $1,071

Total Pennsylvania Income Taxes ( 11.76% ) – $1,646

Annual Take-Home Pay in Pennsylvania ( 88.24% ) – $12,354

Rhode Island ( $12,765 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.13% ) – $19

FICA ( 7.65% ) – $1,071

Total Rhode Island Income Taxes ( 8.82% ) – $1,235

Annual Take-Home Pay in Rhode Island ( 91.18% ) – $12,765

South Carolina ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total South Carolina Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in South Carolina ( 91.31% ) – $12,783

South Dakota ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total South Dakota Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in South Dakota ( 91.31% ) – $12,783

Tennessee ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Tennessee Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Tennessee ( 91.31% ) – $12,783

Texas ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Texas Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Texas ( 91.31% ) – $12,783

Utah ( $12,090 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 4.95% ) – $693

FICA ( 7.65% ) – $1,071

Total Utah Income Taxes ( 13.64% ) – $1,910

Annual Take-Home Pay in Utah ( 86.36% ) – $12,090

Vermont ( $12,670 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.81% ) – $114

FICA ( 7.65% ) – $1,071

Total Vermont Income Taxes ( 9.50% ) – $1,331

Annual Take-Home Pay in Vermont ( 90.50% ) – $12,670

Virginia ( $12,485 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 2.13% ) – $299

FICA ( 7.65% ) – $1,071

Total Virginia Income Taxes ( 10.82% ) – $1,515

Annual Take-Home Pay in Virginia ( 89.18% ) – $12,485

Washington ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Washington Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Washington ( 91.31% ) – $12,783

West Virginia ( $12,403 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 2.71% ) – $380

FICA ( 7.65% ) – $1,071

Total West Virginia Income Taxes ( 11.40% ) – $1,597

Annual Take-Home Pay in West Virginia ( 88.60% ) – $12,403

Wisconsin ( $12,680 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.74% ) – $104

FICA ( 7.65% ) – $1,071

Total Wisconsin Income Taxes ( 9.43% ) – $1,320

Annual Take-Home Pay in Wisconsin ( 90.57% ) – $12,680

Wyoming ( $12,783 )

Federal Income Tax ( 1.04% ) – $146

State Income Tax ( 0.00% ) – $0

FICA ( 7.65% ) – $1,071

Total Wyoming Income Taxes ( 8.69% ) – $1,217

Annual Take-Home Pay in Wyoming ( 91.31% ) – $12,783

Summary

Here is a quick recap on how you can figure out how much $14,000 a year is hourly, monthly, biweekly, weekly, and daily.

When finding out how much $14,000 a year is per hour, you take $14,000 and divide it by 40 hours and 52 weeks.

When calculating the monthly income for 14,000 dollars a year, you take 14,000 dollars and divide it by 40 hours and 4 weeks.

To find out how much $14,000 a year is biweekly, take $14,000 and divide it by 40 hours and 2 weeks.

For weekly, you take $14,000 and divide it by 40 hours. We divide it by 40 hours because 40 hours a week is considered full-time.

And lastly, to calculate how much $14,000 a year is daily, you take $14,000 and divide it by 8 hours. Eight hours is used in this calculation because that amount of time represents the standard workday.

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