Cheapest Car Insurance in New York (Compare Rates For 2022)
Car insurance is extremely expensive in New York when you compare prices to other states. Youâ€™re in the right place if youâ€™re on a budget. Below, we compared and analyzed the cheapest car insurance in New York.
You will find information on cheap auto insurance for full coverage and minimum coverage. We also go over car insurance prices for drivers with a speeding ticket, accident, or DUI.
Annual and monthly car insurance payments for drivers with poor credit is also listed. You will find the cheapest New York auto insurance rates no matter if you are 20, 25, 30, or 65+.
Table of Contents
Overview of the Cheapest Car Insurance in New York
For Minimum Coverage: GEICO offers cheap auto insurance for minimum coverage at $1396 annually or $116.33 a month.
Cheapest Full Coverage: GEICO also offers the cheapest full coverage car insurance at $1574 a year or $131.17 a month.Â
For Drivers With One At-Fault Accident: Erie is the best option for drivers with one at-fault accident. Going with Erie will cost you $2267 a year or $188.92 per month.
Cheapest For Drivers With a DUI: Drivers with a DUI will pay $2580 annually or $215 a month with Progressive.
For Drivers With a Speeding Ticket: Erie offers the lowest priced auto insurance at $1765 a year or $147.08 a month.
Cheapest For Drivers With Poor Credit: If you have poor credit, GEICO is the cheapest option for auto insurance. Getting GEICO insurance will cost you $2608 a year or $217.33 per month.
We removed USAA from these NY insurance choices due to USAA only being available to those currently or previously involved with the military.