Itâ€™s not always easy choosing the right car insurance on a budget. This is why we decided to compare and analyze the cheapest car insurance in Virginia.
We will be going over every type of cheap car insurance in VA. You came to the right place whether youâ€™re looking for full coverage, minimum coverage, or auto insurance after a speeding ticket.
You will also find information on car insurance prices for Virginia drivers with a DUI, an accident, or poor credit.
On top of that, we also compared the cheapest auto insurance options for 20, 25, 30, and 65+ years old.
Table of Contents
For Minimum Coverage: Progressive offers cheap auto insurance for minimum coverage at $426 annually or $35.5 a month.
Cheapest Full Coverage: Progressive also offers the cheapest full coverage car insurance at $456 a year or $38 a month.Â
For Drivers With One At-Fault Accident: Erie is the best option for drivers with one at-fault accident. Going with Erie will cost you $657 a year or $54.75 per month.
Cheapest For Drivers With a DUI: Drivers with a DUI will pay $627 annually or $52.25 a month with Progressive.
For Drivers With a Speeding Ticket: GEICO offers the lowest priced auto insurance at $501 a year or $41.75 a month.
Cheapest For Drivers With Poor Credit: If you have poor credit, Progressive is the cheapest option for auto insurance. Getting Progressive insurance will cost you $762 a year or $63.50 per month.
We excluded USAA from these Virginia insurance choices due to USAA only being available to those currently or previously involved with the military.
If you want the bare minimum coverage in Virginia, these are the lowest rates:
These are the rates you can expect in Virginia if you want to be fully covered when driving:
Accidents will likely result in your monthly insurance costs increasing. Getting in an accident in VA may include; speeding tickets, at-fault accidents, or DUIs.
Here are the cheapest car insurance in VA for a driver with a speeding ticket.
These are the cheapest options when it comes to car insurance for VA drivers with one at-fault accident.
These insurance companies each have cheap annual rates for VA drivers with a DUI.
Related: Cheapest Car Insurance in Alaska
If youâ€™re located in Virginia and have poor credit, these are your options for cheap car insurance:
Younger drivers typically have to deal with higher insurance costs. This is especially true for 20-year-olds in VA.
These companies have the cheapest full coverage auto insurance for 20-year-olds in VA.
The cheapest minimum coverage auto insurance for 20-year-olds are these companies in VA.
Here are the lowest annual and monthly rates for 20-year-old VA drivers with poor credit:
These insurers have the least expensive car insurance for 20-year-old VA drivers with a speeding ticket.
Here are the cheapest car insurance prices for 20-year-olds with a DUI:
Here are the least expensive car insurance monthly and annual costs for 20-year-old drivers in VA with one at-fault accident:
25 is the age when VA auto insurance premiums start to decline quicker. This means living in Virginia, you get to save more money on car insurance.
Here are the cheapest options for full coverage auto insurance for 25-year-olds in VA:
These auto insurers has the cheapest minimum coverage car insurance for VA 25-year-olds.
25-year-old drivers with poor credit can use these companies for the lowest annual and monthly rates.
Here are the least expensive auto insurance options for 25-year-old VA drivers with a speeding ticket:
25-year-olds with a DUI have these options for cheap car insurance:
These are the least expensive car insurance yearly and monthly costs for 25-year-old drivers in VA with one at-fault accident:
Virginia auto insurance prices in your 30s will be even cheaper compared to your teenage years and early to mid-20s.
Here are the cheapest car insurance options for 30-year-olds in VA that want to be fully covered:
Here are the cheapest auto insurance rates for 30-year-olds in VA that want minimum coverage:
These are the least expensive annual and monthly rates for 30-year-old VA drivers with poor credit:
Check out these VA insurance companies for cheap car insurance for 30-year-old drivers with a speeding ticket:
These insurers have the cheapest auto insurance prices for VA 30-year-olds with a DUI.
Here are the least expensive car insurance monthly and yearly costs for 30-year-old drivers in VA with one accident on record:
Auto insurance prices in VA will vary depending on what youâ€™re looking for and what your situation is as a 65-year-old driver.
The cheapest full coverage auto insurance for VA drivers over 65 years old comes from these insurers.
Here are all your options for getting cheap car insurance with minimum coverage in VA when youâ€™re over 65 years old:
If you have poor credit in VA and are over 65 years old, these are your options for cheap car insurance:
If you have a speeding ticket and are over the age of 65, here are your options in VA:
These car insurers has the least expensive auto insurance for VA drivers over 65 years old with a DUI:
If you donâ€™t want to spend a lot on auto insurance but are over the age of 65 and have an accident on record, these are your options:
The state of Virginia has a list of requirements for the minimum amount of auto insurance a driver can have.
These requirements include:
We compared rates from Virginia auto insurance companies throughout the state. The rates we used are calculated for a 35-year-old male with a good credit score (690-719).
Other stats used for the calculated rates include:
Bodily Injury Coverage: $50,000
Overall Coverage: $100,000
Property Damage Coverage: $50,000
Age: 35 years old
Vehicle: 2020 Sedan
Number of Incidents: 0
Credit Score: Good (690-719)
Comprehensive and Collision Coverage: None