Switching banks is a commonality in todayâ€™s day-in-age. Perhaps itâ€™s because youâ€™re fed up with your old bank or want to bank at a new financial institution.
Whatever the case is, below you will find a list of the 100 best banks in 2022.
The list below of the best banks describes the best qualities for each bank. It also lists popular services the banks offer such as; mortgages, CDs, money market accounts, personal loans, checking, and savings accounts.
Table of Contents
Best Bank Overall in 2022
For those looking to skip the list and get straight to the point, CIT Bank is the top overall bank in 2022. It is an online bank that offers a wide variety of financial products, including, but not limited to their money market, checking, and savings accounts.
In-person branches are becoming a thing of the past. CIT Bank is leading the charge as more banks start to put a heavier emphasis on online banking. That said, CIT was designed from the ground up as an online bank. Start saving time and money using this FDIC-insured bank today.
Top 100 Best Banks of 2022
Here are the 100 best banks in 2022.
Banks Ranked 1-20
Banks ranked 1 to 20 offer financial products and services such as checking accounts, savings accounts, mortgages, and small business loans.
This bank has personal banking and wealth investment services.
First Citizens Bank
A bank great for building personal, business, and commercial wealth.
A bank that offers business banking, retail banking, and wealth management.
Peopleâ€™s United Bank
This bank offers retail and commercial banking.
In-depth commercial financial services. As well as business banking.
Bank of the Ozarks
A bank with online and in-person banking.
They are a massive global banking and financial services organization.
This bank offers technologically stable financial solutions.
This institution always strives for highly-rated customer service.
A bank with excellent small business and middle market banking.
Bancorp South Bank
A bank that has CDs, IRAs, brokerage accounts, checking accounts, and savings accounts.
Their services include mortgages, checking, and savings accounts.
A bank with retail, commercial, and private banking.
First Northern Bank
A bank that is a highly acclaimed regional small business lender.
Home Town Bank
This bank contains many commercial banking services.
A bank focused on community service.
United Community Bank
A relationship-oriented bank.
A bank that offers business, real estate, and retail banking.
A bank with personal banking, checking, and savings accounts.
Banks Ranked 41-60
These banks ranked 41 to 60 offer a wide variety of financial solutions. They also have quality customer service, online and mobile banking.
This bank has private and commercial financial products.
Full-service bank offering mortgage loans and credit cards.
First Merchants Bank
This bank offers free overdraft protection, online banking and uses MoneyPass ATMs.
East West Bank
They offer personal banking, small business loans, and home mortgages.
South State Bank
A bank with free eStatements, mobile banking, and deposits.
First Horizon Bank
This bank has investing services, retirement products, and credit cards.
A bank that offers checking, savings, agricultural lending, and digital banking.
This bank offers auto, personal, home equity, and mortgage lending services.
A bank with no ongoing minimum balance and no monthly service fees.
A commercial bank that offers financial services to families and businesses.
This bank offers home loans, personal loans, credit cards, and digital banking.
A bank highly rated by consumers. Offers personal banking, business banking, and lending.
Investment and insurance products.
Treasury management, retirement planning, checking accounts, and account protection.
Estate planning, business, and personal banking.
Beneficial State Bank
This bank aims to provide commercial banking to underserved small to medium-sized businesses.
Community Bank N.A
They offer money market accounts, CDs, IRAs, and mortgage products.
Cross River Bank
This bankâ€™s financial products include deposits and loans.
Fairfield County Bank
A bank that has investment and financial services.
They are a financial institution that offers award-winning online banking services. This includes high yield savings accounts and CDs.
Banks Ranked 61-80
Here are the banks ranked 61 to 80. They offer financial services like personal loans, credit cards, investment, and retirement planning.
First Community Bank of Central Alabama
This bank offers wealth management and financial consulting.
A customer-focused, locally-owned bank.
Park National Bank
A bank that offers loans, investing, and mortgages.
A bank with insurance, investment, trust, and mortgage services and products.
Hancock Whitney Bank
A bank that offers online, small business, and commercial banking.
Trust Mark National Bank
They offer wealth management services, equity loans, and electronic banking.
Great Western Bank
A bank with personal accounts and great customer service.
Columbia State Bank
This bank offers savings accounts, consumer loans, and business loans.
Bank focused on customer service.
A bank that offers personal checking, money market accounts, and home loan products.
An investment company that offers wealth management, personal and business banking.
Raymond James Financial
They are an independent investment bank that exceeds in asset management.
MUFG Union Bank
A full-service American bank.
This bank offers low-cost personal and commercial banking.
First Commonwealth Bank
A bank with small business solutions and personal banking.
Sterling National Bank
This bank offers commercial lending and community business loans.
Carter Bank And Trust
A bank with online and mobile banking with checking and savings accounts
They offer retirement, wealth management, and credit cards.
Austin Capital Bank
An FDIC insured community bank.
Full-service bank with online and mobile banking.
Banks Ranked 81-100
The banks ranked 81 to 100 may offer investment services, retirement planning, digital banking, mortgages, and auto loans.
Community banking that offers credit cards, investments, and mortgages.
Union Bank and Trust
Privately owned commercial bank with personal checking accounts and retirement plans.
Great Southern Bank
A bank that offers loans, online, and business banking.
This bank has easy and convenient personal banking.
Largest French banking group. Corporate and institutional banking.
Barclays Investment Bank
A bank that specializes in capital raising, financing, and risk management.
Blue Harbor Bank
They offer commercial banking services.
Banking for commercial, retail, private, mortgage, investment, and online clients.
Valley National Bank
A regional bank that offers online and mobile banking, business, and personal banking services.
American multinational investment bank, asset management, and prime brokerage.
First Interstate Bank
This bank has online banking, mobile banking, wealth management, and home loans.
This bank is a Swiss multinational investment bank.
Convenient, digital, and personal banking.
Old National Bank
A regional bank with personal checking accounts and online bill payments.
They are a German multinational bank.
Treasury management tools, online services, and lending products.
A bank that has home equity solutions and personal banking.
Bank of Southside Virginia
Auto loans, online and mobile banking.
Atlantic Union Bank
Credit cards, small business loans, personal loans, checking, and savings accounts.
Clear Mountain Bank
Lines of credit, mobile banking, and checking accounts.
How To Choose A Good Bank
It can be tough to choose one specific bank to use with such a wide variety of banks available. Ultimately, it comes down to the financial services and products you want your bank to have.
For example, if youâ€™re looking for a convenient online bank, you can go with CIT Bank. If you are looking for a bank with a large selection of ATMs, Chase is a good choice.
A corporation will have much different banking needs than an individual. Wells Fargo, KeyBank, and Citibank are well-known financial institutions among individuals. They offer many financial products and services like checking accounts and saving accounts. These banks also have online and mobile banking.
Financial institutions like Goldman Sachs are better suited for corporations compared to everyday individuals.
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