Top 100 Best Banks in 2022


Best banks.

Switching banks is a commonality in today’s day-in-age. Perhaps it’s because you’re fed up with your old bank or want to bank at a new financial institution.

Whatever the case is, below you will find a list of the 100 best banks in 2022.

The list below of the best banks describes the best qualities for each bank. It also lists popular services the banks offer such as; mortgages, CDs, money market accounts, personal loans, checking, and savings accounts.

Best Bank Overall in 2022

For those looking to skip the list and get straight to the point, CIT Bank is the top overall bank in 2022. It is an online bank that offers a wide variety of financial products, including, but not limited to their money market, checking, and savings accounts.

In-person branches are becoming a thing of the past. CIT Bank is leading the charge as more banks start to put a heavier emphasis on online banking. That said, CIT was designed from the ground up as an online bank. Start saving time and money using this FDIC-insured bank today.

Top 100 Best Banks of 2022

Here are the 100 best banks in 2022.

Banks Ranked 1-20

Banks ranked 1 to 20 offer financial products and services such as checking accounts, savings accounts, mortgages, and small business loans.

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RankBankDetails
1Chase BankA bank that offers personal banking, mortgages, and small business loans.
2Bank of AmericaA bank with investing, personal banking, and asset management.
3Wells FargoTheir services include investment banking, mortgages, personal banking, and commercial finance.
4US BankA bank with deposit accounts, banking services, and financial products.
5TD BankA convenient bank with millions of customers. Offers commercial, retail, and business services.
6CIT BankAn online bank with the best money market and CD accounts.
7PNC BankThis bank has high-quality savings and checking accounts.
8KeyBankOne of the largest financial services companies in the USA.
9First Midwest BankAn institution that offers commercial and business banking. As well as Treasury management.
10BBVAA bank that offers online checking accounts with zero monthly service charges.
11Citizens BankThis bank offers student loans and full-service banking.
12Fifth Third BankA bank with no monthly checking account fees.
13Capital One BankThis bank has many highly rated credit cards.
14Bank of the WestA bank with friendly and fast customer service.
15Regions BankThis bank offers wealth management, mortgages, customer, and commercial banking.
16CitibankThis bank is one of the largest credit card issuers.
17Huntington BankPrivate-wealth management, mortgage banking, and consumer banking.
18Santander Consumer BankA bank that offers full-service consumer finance.
19Woodforest National BankA bank with personal loans, auto loans, mortgages.
20Ally BankThis online bank offers savings accounts with competitive rates.

Banks Ranked 21-40

Most banks ranked 21 through 40 offer personal and business financial services like loans, CDs, and IRAs.

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RankBankDetails
21First National BankPrivate, business, and personal banking services.
22BMO Harris BankThis bank has personal banking and wealth investment services.
23First Citizens BankA bank great for building personal, business, and commercial wealth.
24Comerica BankA bank that offers business banking, retail banking, and wealth management.
25People’s United BankThis bank offers retail and commercial banking.
26Umpqua BankIn-depth commercial financial services. As well as business banking.
27Bank of the OzarksA bank with online and in-person banking.
28HSBCThey are a massive global banking and financial services organization.
29Eastern BankThis bank offers technologically stable financial solutions.
30M&T BankThis institution always strives for highly-rated customer service.
31Synovus BankA bank with excellent small business and middle market banking.
32Bancorp South BankA bank that has CDs, IRAs, brokerage accounts, checking accounts, and savings accounts.
33Washington FederalTheir services include mortgages, checking, and savings accounts.
34Associated BankA bank with retail, commercial, and private banking.
35First Northern BankA bank that is a highly acclaimed regional small business lender.
36Home Town BankThis bank contains many commercial banking services.
37Patriot BankA bank focused on community service.
38United Community BankA relationship-oriented bank.
39Glacier BankA bank that offers business, real estate, and retail banking.
40Fulton BankA bank with personal banking, checking, and savings accounts.

Banks Ranked 41-60

These banks ranked 41 to 60 offer a wide variety of financial solutions. They also have quality customer service, online and mobile banking.

RankBankDetails
41RabobankThis bank has private and commercial financial products.
42Zions BankFull-service bank offering mortgage loans and credit cards.
43First Merchants BankThis bank offers free overdraft protection, online banking and uses MoneyPass ATMs.
44East West BankThey offer personal banking, small business loans, and home mortgages.
45South State BankA bank with free eStatements, mobile banking, and deposits.
46First Horizon BankThis bank has investing services, retirement products, and credit cards.
47NBT BankA bank that offers checking, savings, agricultural lending, and digital banking.
48Renasant BankThis bank offers auto, personal, home equity, and mortgage lending services.
49Banner BankA bank with no ongoing minimum balance and no monthly service fees.
50Webster BankA commercial bank that offers financial services to families and businesses.
51Simmons BankThis bank offers home loans, personal loans, credit cards, and digital banking.
52United BankA bank highly rated by consumers. Offers personal banking, business banking, and lending.
53Frost BankInvestment and insurance products.
54WesBanco BankTreasury management, retirement planning, checking accounts, and account protection.
55Commerce BankEstate planning, business, and personal banking.
56Beneficial State BankThis bank aims to provide commercial banking to underserved small to medium-sized businesses.
57Community Bank N.AThey offer money market accounts, CDs, IRAs, and mortgage products.
58Cross River BankThis bank’s financial products include deposits and loans.
59Fairfield County BankA bank that has investment and financial services.
60SynchronyThey are a financial institution that offers award-winning online banking services. This includes high yield savings accounts and CDs.

Banks Ranked 61-80

Here are the banks ranked 61 to 80. They offer financial services like personal loans, credit cards, investment, and retirement planning.

RankBankDetails
61First Community Bank of Central AlabamaThis bank offers wealth management and financial consulting.
62First BankA customer-focused, locally-owned bank.
63Park National BankA bank that offers loans, investing, and mortgages.
64Pinnacle BankA bank with insurance, investment, trust, and mortgage services and products.
65Hancock Whitney BankA bank that offers online, small business, and commercial banking.
66Trust Mark National BankThey offer wealth management services, equity loans, and electronic banking.
67Great Western BankA bank with personal accounts and great customer service.
68Columbia State BankThis bank offers savings accounts, consumer loans, and business loans.
69Centennial BankBank focused on customer service.
70OneWest BankA bank that offers personal checking, money market accounts, and home loan products.
71First RepublicAn investment company that offers wealth management, personal and business banking.
72Raymond James FinancialThey are an independent investment bank that exceeds in asset management.
73MUFG Union BankA full-service American bank.
74TrustCo BankThis bank offers low-cost personal and commercial banking.
75First Commonwealth BankA bank with small business solutions and personal banking.
76Sterling National BankThis bank offers commercial lending and community business loans.
77Carter Bank And TrustA bank with online and mobile banking with checking and savings accounts
78SunTrust BankThey offer retirement, wealth management, and credit cards.
79Austin Capital BankAn FDIC insured community bank.
80Investors BankFull-service bank with online and mobile banking.

Banks Ranked 81-100

The banks ranked 81 to 100 may offer investment services, retirement planning, digital banking, mortgages, and auto loans.

RankBankDetails
81Arvest BankCommunity banking that offers credit cards, investments, and mortgages.
82Union Bank and TrustPrivately owned commercial bank with personal checking accounts and retirement plans.
83Great Southern BankA bank that offers loans, online, and business banking.
84Prosperity BankThis bank has easy and convenient personal banking.
85BNP ParibasLargest French banking group. Corporate and institutional banking.
86Barclays Investment BankA bank that specializes in capital raising, financing, and risk management.
87Blue Harbor BankThey offer commercial banking services.
88IberiabankBanking for commercial, retail, private, mortgage, investment, and online clients.
89Valley National BankA regional bank that offers online and mobile banking, business, and personal banking services.
90Goldman SachsAmerican multinational investment bank, asset management, and prime brokerage.
91First Interstate BankThis bank has online banking, mobile banking, wealth management, and home loans.
92UBSThis bank is a Swiss multinational investment bank.
93Northwest BankConvenient, digital, and personal banking.
94Old National BankA regional bank with personal checking accounts and online bill payments.
95Deutsche BankThey are a German multinational bank.
96BankUnitedTreasury management tools, online services, and lending products.
97Flagstar BankA bank that has home equity solutions and personal banking.
98Bank of Southside VirginiaAuto loans, online and mobile banking.
99Atlantic Union BankCredit cards, small business loans, personal loans, checking, and savings accounts.
100Clear Mountain BankLines of credit, mobile banking, and checking accounts.

How To Choose A Good Bank

It can be tough to choose one specific bank to use with such a wide variety of banks available. Ultimately, it comes down to the financial services and products you want your bank to have.

For example, if you’re looking for a convenient online bank, you can go with CIT Bank. If you are looking for a bank with a large selection of ATMs, Chase is a good choice.

A corporation will have much different banking needs than an individual. Wells Fargo, KeyBank, and Citibank are well-known financial institutions among individuals. They offer many financial products and services like checking accounts and saving accounts. These banks also have online and mobile banking.

Financial institutions like Goldman Sachs are better suited for corporations compared to everyday individuals.

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